Zdroje financovania
Dôležitou úlohou každého podnikateľa je získať toľko kapitálu (zdrojov), koľko potrebuje. Pritom platí pravidlo, že dlhodobé aktíva (dlhodobý hmotný, nehmotný, finančný majetok) by mali byť financované dlhodobými zdrojmi a krátkodobé aktíva ako zásoby a pohľadávky by mali byť financované krátkodobými zdrojmi, napr. krátkodobými úvermi.
Podnikateľ by si mal položiť niekoľko základných otázok a to:
– Kde získa peniaze a kedy,
– Využiť radšej cudzí kapitál alebo nie,
– Z ktorého zdroju by bolo výhodnejšie čerpať kapitál,
– Čo musíme vedieť predtým, než požiadam o pôžičku.
Formy financovania
Pri získavaní finančných prostriedkov z cudzích zdrojov sa podnikateľ môže rozhodnúť, či bude čerpať finančné zdroje z:
1.Bankové zdroje
• Dlhodobé
• Strednodobé
• Krátkodobé
• Substitúty úverov
2. Verejné zdroje
• Štátna pomoc
• Zdroje z fondov EÚ
3. Iné zdroje
• Rizikový kapitál
• Business Angels
• Priatelia a rodina
Najvýznamnejšie vládne, nevládne a súkromné organizácie v SR
Hlavnými vládnymi inštitúciami pre podnikateľov sú ministerstvá, predovšetkým Ministerstvo hospodárstva SR. Tieto ministerstvá sa pričiňujú o vznik rôznych fondov, vládnych agentúr a inštitúcií na podporu malého a stredného podnikania. Najvýznamnejšie z nich sú: Národná agentúra, (prípadne zahraničné investície) pre rozvoj malého a stredného podnikania (NARMSP), Eximbanka, Slovenská záručná a rozvojová banka, a.s., Inovačný fond, Slovensko – americký podnikateľský fond, Mikrofond Integra a Inovačný fond.
117 thoughts to “Zdroje a proces financovania malých a stredných podnikov na území Slovenskej republiky”
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وی ناترند ۱ کیلویی، در واقع یک مکمل پروتئینی باکیفیت و حرفهای است که توسط شرکت معتبر اروپایی تولید میشود.
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وی گلد استاندارد اپتیموم نوتریشن، صرفاً یک پودر پروتئین نیست؛ بلکه یک ابزار استراتژیک برای بهینهسازی عملکرد بدن و ذهن شماست.
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وی ایزوله ایزوجکت ایوژن، از تصفیه سهگانه با فیلتر سرد (Triple Cold-Filtered) بهره میبرد.
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وی ناترند، مکملی با کیفیت بالا برای رشد عضلات، جلوگیری از تحلیل
عضلانی و تأمین پروتئین
روزانه ورزشکاران است.
وی سینتا 6 بی اس ان 1 کیلویی، یک ماتریس پروتئینی فوق حرفهای است که برای حمایت مداوم از عضلات شما، در تمام طول روز و شب طراحی شده است.
وی الیمپ کیسه ای، یک ترکیب حرفهای از دو نوع پروتئین وی با کیفیت فوقالعاده است.
پروتئین کازئین، یکی از دو پروتئین اصلی موجود در شیر است (پروتئین دیگر، آب پنیر یا وی است).
مکمل پروتئین، این ماکرومغذی قدرتمند، اساس ساختار سلولها و عضلات ماست.
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مولتی ویتامین ایوژن، توسط یک برند معتبر در دنیای فیتنس تولید شده و فرمولاسیون آن به طور خاص برای کسانی بهینه شده است که در سطح بالایی از فعالیت بدنی قرار دارند.
KJC là một trang Liên Minh các thương hiệu giải trí trực tuyến hàng đầu Châu Á. Chúng tôi cung cấp các dịch vụ và giải pháp nội dung số phục vụ cho hàng triệu …
کراتین ترکیبی سل تک ماسل تک، یک فرمولاسیون پیشرفته است که برای به حداکثر رساندن جذب و کارایی کراتین در سطح سلولی طراحی شده است.
اپتی من، یک مولتی ویتامین جامع و قدرتمند است که به طور اختصاصی برای نیازهای تغذیهای آقایان، به ویژه ورزشکاران، طراحی شده است.
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